Welcome to the website operated by Pontual Money Transfer. ("Pontual Money Transfer", "we", "our", and "us"). The Pontualmt.com website (the "Website") provides general information about Pontual Money Transfer and its products and services free of charge to users in the United States.

By your use of this website you agree to these terms and conditions (the "Terms of Use"). Pontual Money Transfer reserves the right to change these Terms of Use at any time and each visit you make to Pontualmt.com shall be subject to the current guidelines.

Please read these Terms of Use carefully before accessing or using any part of this Website. By accessing or using this Website, you agree that you have read, understand and agree to be bound by these Terms of Use, as amended from time to time, as well as the Pontual Money Transfer Privacy Policy, which is hereby incorporated into these Terms of Use. If you do not wish to agree to these Terms of Use, do not access or use any part of this Website. Your continued use of the Pontual Money Transfer website means that you accept and agree to the current or revised Terms of Use. If you disagree with the Terms of Use (as amended from time to time) or are dissatisfied with this Website, your sole and exclusive remedy is to discontinue using this Website.

Overview: The Pontual Money Transfer Website has been created solely for the purpose of providing information about Pontual Money Transfer and includes information about Pontual Money Transfer products and services, news, press releases, awards, history, and other information.

Copyright Restrictions/Use of Content: The entire content of this Website (including all information, software, communications, scripting, photographs, text, displays, videos, graphics, animations and audio) and the design, selection and arrangement thereof; all of which are proprietary to Pontual Money Transfer or its licensors and are protected by United States and international laws regarding copyrights, trademarks, trade secrets and other proprietary rights.

Permission to use the content on the Pontual Money Transfer is granted for personal, non-commercial, and informational uses only or legitimate business purposes related to your role as a current or prospective customer, supplier, service provider, or independent distributor of Pontual Money Transfer's products and services. You may not copy, modify, create derivative works of, publicly display or perform, republish, store, transmit or distribute any of the material on this site without the prior written consent of Pontual Money Transfer, except to:

(a) store copies of such materials temporarily in RAM,
(b) store files that are automatically cached by your web browser for display enhancement purposes, and
(c) print a reasonable number of pages of the Pontual Money Transfer Website.

All copies must retain any trademarks, copyright notices and other marking with respect to the source of the information. Neither the title nor any intellectual property rights to any information or material in this Website are transferred to you, but remain with Pontual Money Transfer or the applicable owner of such content. Except as expressly authorized by Pontual Money Transfer in writing, you may not reproduce, sell or exploit for any commercial purposes

(a) any part of this Website,
(b) access to this Website or
(c) use of this Website or of any services or materials available through this Website.

Privacy Policy - Protection of Personal Information: Pontual Money Transfer's use of your personal information and our responsibilities in connection with protecting your privacy are described in the Pontual Money Transfer Privacy Policy, which is incorporated by reference into these Terms of Use.

Customer Assistance Policy: It is our mission to meet the needs of our customers and to exceed their expectations. On occasion, customers may ask Pontual Money Transfer. for advice or information about their use of our products and services.

We respond to our customers based on the best information in our possession at that time. Pontual Money Transfer. is not in a position to warrant or guarantee such advice, and assumes no liability, with respect to such information or advice. We expressly disclaim any warranty of any kind, including any warranty of fitness for any customer's particular purpose, with respect to such information or advice. As a matter of practical consideration, we also cannot assume any responsibility for updating or correcting any such information or advice once it has been given, nor does the provision of information or advice create, expand or alter any warrant with respect to the provision or sale of our products and services. Pontual Money Transfer. is a responsible financial institution, but the selection and use of specific products sold or distributed by Pontual Money Transfer. is solely within the control, and remains the sole responsibility of the customer. Many variables beyond the control of Pontual Money Transfer. affect the results obtained in applying these types of service.

Please contact our toll free number 1-877-PONTUAL (1-877-8825) and one of our customer representatives with any questions or concerns you might have regarding the provision of our services. You may also send a written request to us at:

Pontual Money Transfer.
Attn.: Customer Assistance Desk,
111 N. Sepulveda Blvd., Suite 340
Manhattan Beach, CA 90266

Or via e-mail at customerservice@pontualmt.com.

Terms and Conditions for Transfer of Funds to Be Remitted Abroad: The transfer will be effected by us subject to the following terms and conditions and we assume no obligation or undertaking except those expressly set forth herein. Whenever you place an order for transmission with us and we generate a receipt for you, we shall send, at your risk, a message to our correspondent, requesting that payment be made to the payee in the currency of the place of payment and make funds or credits available thereof.

Payment to the beneficiary shall be made at the retail exchange rate agreed upon when the order for transmission was placed and as expressly set forth in the order receipt, subject to regulations and restrictions of the United States and of the foreign government in connection with foreign exchange transactions and/or transfer of funds abroad.

When the beneficiary receives payment in non-U.S. currency, a retail exchange rate may be applied in addition to any fees. The foreign currency for these transactions is obtained at a wholesale rate that fluctuates, but may approximate the wholesale rate for such currency listed in newspapers such as the Wall Street Journal. The difference between the retail rate and the wholesale rate will be kept by Pontual Money Transfer., its independent agents or its foreign correspondents as revenue, in addition to any fees. Please ask the clerk and/or refer to posted signs for the current rate before you decide to use the service.

You, the customer, are entitled to a Right to Refund. Nevertheless, we reserve the right to research whether final payment has been made to the beneficiary according to your original instructions as printed in the order receipt. We may take up to 10 days from the date we receive your request for refund to research whether final payment has been made to the beneficiary according to your original instructions. By the end of this ten-day period, if a refund check is appropriate it shall be issued. No refunds shall be made by us if final payment to the beneficiary has already been completed according to your original instructions or, because we are furnished with erroneous identification, payment has been made to one other than the beneficiary.

Right To Refund: You, the customer, is entitled to a refund of the money to be transmitted as the result of this agreement if Pronto Money Transfer, Inc. does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the moneys shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted you have a right to a refund of your money.

If you want a refund, you must mail or deliver your written request to Pronto Money Transfer, Inc. at 111 N. Sepulveda Blvd, Suite 340, Manhattan Beach, CA 90266. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney's fees pursuant to Section 1810.5 of the California Financial Code.